Ten things to know before buying property in the UAE can make all the difference when navigating one of the world’s most dynamic real estate markets. In today’s world, it’s well known that Dubai has experienced rapid growth and now ranks third globally in real estate. There are many compelling reasons to buy property in Dubai—from its luxurious lifestyle and high rental yields to flexible payment plans and diverse payment methods available for buyers.

When you buy property in Dubai, you gain access to numerous benefits such as strong returns on investment (ROI) and premium living experiences. People from around the world view Dubai’s real estate market as a long-term, stable investment opportunity. Among the most popular property types are villas, townhouses, and apartments, each offering unique advantages based on lifestyle and budget.

When planning to buy property, it’s crucial to understand the ten things to know before buying property in the UAE—including the right questions to ask your agent or developer. Asking the right questions tailored to your preferences ensures informed decisions, helping you choose the perfect property with the best possible ROI and long-term value.

You should ask the following questions, as they will help you find the right property in Dubai.

Here are the key questions you should know and ask to help you find a good property in Dubai:

1. Is the property freehold or leasehold?

You should understand the status of the property—whether it is freehold or leasehold. A freehold property gives you complete ownership of the property and the land it stands on. In contrast, a leasehold property in Dubai means you do not own the property outright; instead, you have the right to use it for a specific period, typically up to 99 years or less.

It all depends on your preferences and needs when deciding what type of property you want to buy. If you’re interested in freehold properties, popular areas include Downtown Dubai, Palm Jumeirah, and Business Bay. On the other hand, if you’re looking to buy a leasehold property in Dubai, you can consider areas like Dubai Silicon Oasis, International City, Dubai Sports City, and Discovery Gardens.

2. Is it possible for foreigners to buy property in Dubai?

According to Dubai’s law—Article 3, Regulation No. 3 of 2006—non-residents and people who do not live in Dubai are allowed to buy property in Dubai. Only people who are 21 or above 21 can purchase property, and the Dubai Land Department (DLD) issues the title deed certificate.

Therefore, if you are a foreigner or an expat, you don’t need any local documents to buy property in Dubai.

3. In which locations should you consider buying property in Dubai?

Ten things to know before buying property in the UAE include understanding how location, amenities, and safety features can significantly impact your investment and lifestyle. The choice of amenities depends on your budget, the type of property you want, and your preferred location. If you want convenient access to schools, hospitals, shops, and public transportation, it’s important to choose your property location wisely.

When buying an apartment in Dubai, make sure to inspect the building’s security measures. Look for essential features such as CCTV cameras, secure entry and exit points, and ensure that all systems are up to date.

If you’re planning to move to Dubai and are looking for an apartment, popular and highly rated areas include Business Bay and Jumeirah Lake Towers (JLT)—both known for their modern amenities, accessibility, and strong rental potential. These considerations form part of the key ten things to know before buying property in the UAE, ensuring your investment aligns with both your lifestyle and long-term financial goals.

4. How much should I pay as a down payment when buying property in Dubai?

When buying a property, it’s always better to pay as much as you can up front. However, if you are a UAE national, you are required to pay a minimum down payment of 20% of the property price. For foreigners or expats, the minimum down payment is 25%.

5. Which type of developers should you choose when buying property in Dubai?

First of all, you need to decide on the property you like. Then, research the developer—check their history, the types of properties they have built, and how they handle any issues that arise. It is also important that the developer is certified by RERA (Real Estate Regulatory Agency). Additionally, gather feedback from residents living in the building you are interested in, and collect reviews about the developer’s reputation. The top developers are Emarar Properties, Sobha Reality, Meraas, and Damac Properties.

6. Which types of properties are the most popular among buyers in Dubai?

If you are a single person living in Dubai and want a small home, a one-bedroom apartment is a popular and in-demand choice. It also offers some of the best returns on investment (ROI) in the city. For families, a 2- or 3-bedroom apartment is ideal, as most people living in these larger units tend to stay long term.

7. What is the process for buying property in Dubai?

Ten things to know before buying property in the UAE also include understanding the step-by-step process of purchasing a home in Dubai. The procedure is quite straightforward if you follow the right approach. First, choose a property that suits your needs and budget. Next, find a real estate agent certified by RERA. For a trustworthy option, you can consider Auxilium Real Estate, one of the most reliable agencies in Dubai known for its professionalism and client-focused service.

Once you have a good agent, the next step is to sign a Memorandum of Understanding (MOU) with the seller. After signing, you’ll be required to pay a 10% deposit. Following this, you must obtain a No Objection Certificate (NOC) from the developer by submitting an application.

The final step involves visiting the Dubai Land Department (DLD) with the seller to transfer ownership. Once the transfer is completed, you’ll receive the title deed for your property—making it officially yours. Understanding these procedural details is one of the key ten things to know before buying property in the UAE, ensuring a smooth, transparent, and legally compliant transaction.

8. Can a foreigner or expat obtain a mortgage to buy property in Dubai?

If you are buying property in Dubai, you are eligible to obtain a mortgage. However, the process differs slightly for foreigners compared to nationals, and the mortgage interest rates for non-residents are generally higher than those for residents.

9. What does a title deed mean in property ownership?

A title deed is like the official key to the property you purchase in Dubai. It serves as proof of ownership, transferring the property rights from the seller to you. This document is issued and registered by the Dubai Land Department (DLD).

10. What should buyers know about reselling off-plan properties in Dubai?

If you want to resell your property in Dubai, you can do so. However, you may need to pay between 30% to 50% of the property’s value, depending on the terms and market conditions.

Conclusion

If you want to learn more or need personalized guidance, you can contact a trusted real estate agency like Auxilium Real Estate. They offer expert advice and reliable support to help you navigate the Dubai property market with confidence.